About SenTrust Mortgages
Ontario's trusted mortgage specialists. We're here to save you money.

Meet Sen Subramaniam
Mortgage Agent | SenTrust Mortgages
Lic# M24000260
With a deep passion for helping people achieve their dream of homeownership, Sen Subramaniam brings years of experience and a client-first approach to every mortgage conversation. He understands that buying a home is one of the biggest financial decisions of your life.
Sen founded SenTrust Mortgages with a simple mission: no Canadian family should overpay on their mortgage because they didn't know better options existed.
Our team has helped over 5,000 families save on their mortgages. We work with 50+ lenders — including all major banks, credit unions, and alternative lenders — to ensure our clients always get the best rate and terms for their situation.
Unlike banks, we work for you, not the lender. Our advice is unbiased, and we get paid the same regardless of which lender you choose. That means our only incentive is to find you the best deal.
Licenses & Certifications
Our Journey
2010
Started career in mortgage lending in Ontario
2014
Surpassed $500M in funded mortgages
2018
Expanded to serve all of Ontario
2021
Reached $1B in total mortgages funded
2024
Founded SenTrust Mortgages
2025
Surpassed $2B funded, 5,000+ families served
Let's Work Together
Ready to see how much we can save you? Get in touch today for a free, no-obligation consultation.